HEALTH INSURANCE IN SPAIN

Sanitas Profesional Óptima

From 37,60€ pp/month with co-payment

Sanitas Profesional Óptima is a full cover policy specially designed for the self-employed in Spain (paying the monthly “autónomo” fee into the Spanish Social Security system). It offers a wide range of additional services to make life easier for you and your family in the event of temporary disability or hospitalisation. With co-payments from the first service.

Man working in an office

Highlights of SANITAS PROFESIONAL ÓPTIMA 

  • Medical assistance in case of traffic and work accidents.
  • Funeral service and national transfer in the event of a fatal accident
  • Total protection (e.g. payment protection, physiotherapy at home, support with domestic work etc.)

What is covered?

Primary care – general medicine, paediatrics, emergency services . . .

Direct access to all specialists – dermatology, traumatology, gynaecology. .

Diagnostic tests – blood tests, x-rays, ultrasound scans . . .

Therapeutic methods – rehabilitation sessions . . .

Surgery – whether or not a hospital stay is required

Hospitalisation

Emergency care in foreign countries (up to 12.000€)

Dental cover – check-ups, cleaning, extractions, x-rays

Second medical opinion

24-hour emergency video consultation for GP and pediatric care without prior appointment

Sanitas Welcome: English speaking helpline

Co-payments

No. of services Amount of co-payment
From 0 to 3 € 4
From 4 to 10 € 7
From 11 to 15 € 10
> 15 € 15
Diagnostic tests € 12
Therapeutic methods € 12
Emergencies € 8
Dental € 3
High frequency of use pack* € 20
*Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.